People hurt in motor vehicle collisions often require emergency medical care. In some cases, they require treatment by emergency medical technicians at the scene of a crash followed by emergency transportation to a hospital and additional trauma care. Other times, people can leave the scene of a crash on their own, but they require extensive medical support to recover from their injuries.
Medical care can cost thousands, and lost wages can increase the financial impact of a wreck. After a motor vehicle collision, liability car insurance can help cover collision expenses. However, New Hampshire law does not mandate liability coverage. There are drivers who do not carry any insurance.
Therefore, some people affected by major collisions have no option other than going to civil court. Regardless of whether an injured party needs to negotiate with an insurance company or develop a case for civil court, documentation provided by doctors, surgeons and even physical therapists can be helpful.
Why are medical records so important?
Injury-related expenses are often the most significant economic factor to consider after a car crash. Vehicle repair costs can add up to thousands, but even in cases where drivers must replace their vehicles, there is a fixed cost to reference.
In circumstances involving serious injuries, the expenses of a crash can add up to hundreds of thousands of dollars. People need to consider not just their existing medical invoices but also the future treatment that they may require. Beyond ongoing therapy, future therapy and pain management, there are also the likely increased costs of long-term care during retirement to address.
Lost wages are also a key consideration. Medical documentation can help clarify what treatment someone may require to manage their symptoms in the future. Additionally, medical documentation can also validate claims that an individual can no longer work or faces a long-term reduction in their earning potential because of their injuries.
The more documentation that individuals have affirming the extent of their injuries, the easier it may be for them to counter low insurance settlement offers or convince the courts that compensation is necessary. Gathering appropriate documentation is important for those seeking compensation after a motor vehicle collision. Medical records can help people optimize their recovery after a wreck.
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